Cat Financial Reports Third-Quarter 2026 Revenues of $1.02 Billion

Cat Financial reported third-quarter 2026 revenues of $1.02 billion, marking a 10% increase compared to the same period in 2025. This summary is based on the company's official press release issued on October 29, 2026, in Nashville, Tennessee.

According to the reported data, the revenue growth was largely driven by higher average earning assets, though partially offset by lower average financing rates. Readers can verify these figures through official corporate filings or by visiting cat.com.

Financial Highlights

• Revenues: Reached $1.02 billion, up $95 million from $926 million in the third quarter of 2025.
• Profit: Reported at $145 million, representing an 8% increase compared to $134 million in the third quarter of 2025.
• Profit Before Income Taxes: Stood at $194 million, reflecting a 5% rise from $184 million previously.
• Retail New Business Volume: Totaled $3.85 billion, showing a 6% increase across most segments except Asia-Pacific.

Credit Quality and Leadership Comments

• Past Dues: Recorded at 1.31% at the end of the third quarter of 2026, compared to 1.47% in the prior-year period.
• Write-offs: Net of recoveries, write-offs totaled $28 million, down from $40 million in the third quarter of 2025.
• Allowance for Credit Losses: Reached $332 million (0.91% of finance receivables) as of September 30, 2026.

"Cat Financial delivered another quarter of strong results. Our portfolio continues to perform well with past dues remaining at historical lows," stated Dave Walton, President of Cat Financial and Senior Vice President with responsibility for the Financial Products Division of Caterpillar Inc.