Keralam SAFE Scheme Offers Housing Assistance for SC and ST Families

The Keralam SAFE (Secure Accommodation and Facility Enhancement) Scheme provides financial support to eligible Scheduled Caste (SC) and Scheduled Tribe (ST) families for house renovation and completion. Operating through separate development departments, the initiative aims to improve living conditions and enhance housing safety.

Financial Assistance and Scope

• Scheduled Caste (SC) Component: Eligible families can receive up to ₹2 lakh, disbursed in three instalments of ₹50,000, ₹1 lakh, and ₹50,000, based on construction progress.
• Scheduled Tribe (ST) Component: Eligible families can receive up to ₹2.50 lakh per house, determined by an approved estimate.

Approved works generally include roof completion, wall strengthening, kitchen upgrades, sanitary toilet construction, flooring, plastering, electrical work, and plumbing, subject to departmental guidelines.

Eligibility Criteria

SC Applicants

• Must belong to the Scheduled Caste category.
• Annual family income must not exceed ₹1 lakh.
• House must be registered in the applicant's or spouse's name, with construction completed after 1 April 2010.
• Must not have received government housing assistance in the previous five years.

ST Applicants

• Must belong to the Scheduled Tribe category.
• Annual family income must be below ₹2.50 lakh.
• House must have been completed after 1 April 2006, following applicable guidelines.
• Must not have received government assistance for home renovation after 1 April 2018.

Application Procedure

• SC Applicants: Contact the local Block, Municipality, or Corporation Scheduled Caste Development Office to obtain application forms and submit them with required documents by 31 October 2026.
• ST Applicants: Reach out to the nearest Tribal Development Office to confirm procedure, guidelines, and submission methods.

Verification and How to Verify

Applicants must prepare identity proof, caste and income certificates, house estimates, and relevant declarations. Because guidelines and deadlines can change, beneficiaries are advised to verify official notifications through the Scheduled Castes Development Department or Scheduled Tribes Development Department channels before applying.