Securo Introduces Open-Source, Self-Hosted Personal Finance Manager

Securo is an open-source personal finance manager designed to run entirely on user-hosted infrastructure, offering an alternative to cloud-based finance applications by keeping financial data private.

According to the project documentation, Securo aims to eliminate third-party data collection by letting users host their own instances via Linux, macOS, or Windows setups. Installation instructions indicate support for containerization tools such as Docker and Podman, directing users to a local web interface after deployment.

Core Features

• Multi-Account & Transactions: Supports multiple accounts with running balances, transaction search, filtering, and CSV export capabilities.
• Planning Tools: Includes tracking for recurring transactions, budgets, loans, financing, goals, and savings targets.
• Assets & Reports: Offers asset management with valuation tracking, net worth reports, and income-versus-expense summaries with category sparklines.
• Multi-Currency: Provides multi-currency support with automatic foreign exchange conversion options.
• Collaboration: Features multi-user support with workspaces, roles, and an administrative panel.

Security and Optional Add-Ons

Security implementations documented by the maintainers include passkeys such as Touch ID, Face ID, and hardware security keys, alongside TOTP two-factor authentication and OIDC single sign-on.

Optional features remain disabled by default and require environment variable flags to activate:

• Bank Sync: Integration options include Pluggy for Brazilian institutions, Enable Banking for European PSD2 banks, and SimpleFIN for US and international networks.
• AI Agents: Self-hosted large language model chat assistants with tool-use capabilities over user data.
• Plugins: Community-made categories and rules available via a plugin catalog.

Licensing and Verification

The software is licensed under the GNU Affero General Public License v3.0 (AGPL-3.0), which permits use, modification, and distribution under the condition that network service modifications remain under the same license terms. Users can verify setup procedures, exchange rate configurations, and contribution guidelines directly through the official GitHub repository and documentation.